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SWICA FAVORIT MEDPHARM — Region 1, Ticino

Region 1, Ticino: the FAVORIT MEDPHARM model from SWICA costs CHF 669.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 669.50, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDPHARM costs CHF 1'884.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 669.50CHF 622.70
500CHF 657.80CHF 611.80
1'000CHF 636.90CHF 592.40
1'500CHF 607.80CHF 565.20
2'000CHF 570.30CHF 530.40
2'500CHF 541.20CHF 503.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 536.30CHF 498.70
500CHF 530.80CHF 493.60
1'000CHF 501.60CHF 466.50
1'500CHF 472.50CHF 439.40
2'000CHF 437.10CHF 406.50
2'500CHF 407.90CHF 379.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 175.60CHF 163.30
200CHF 167.90CHF 156.20
400CHF 156.30CHF 145.30
600CHF 144.60CHF 134.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.