SWICA FAVORIT MEDPHARM — Region 2, Ticino
Region 2, Ticino: the FAVORIT MEDPHARM model from SWICA costs CHF 645.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 645.80, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 1'816.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 645.80 | CHF 600.60 |
| 500 | CHF 634.10 | CHF 589.70 |
| 1'000 | CHF 612.90 | CHF 570.00 |
| 1'500 | CHF 583.80 | CHF 542.90 |
| 2'000 | CHF 546.60 | CHF 508.40 |
| 2'500 | CHF 517.40 | CHF 481.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.20 | CHF 481.00 |
| 500 | CHF 511.50 | CHF 475.70 |
| 1'000 | CHF 482.40 | CHF 448.60 |
| 1'500 | CHF 453.20 | CHF 421.50 |
| 2'000 | CHF 418.10 | CHF 388.80 |
| 2'500 | CHF 388.90 | CHF 361.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.40 | CHF 157.60 |
| 200 | CHF 161.60 | CHF 150.30 |
| 400 | CHF 149.90 | CHF 139.40 |
| 600 | CHF 138.30 | CHF 128.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.