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SWICA FAVORIT MEDPHARM — Region 2, Ticino

Region 2, Ticino: the FAVORIT MEDPHARM model from SWICA costs CHF 645.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 645.80, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDPHARM costs CHF 1'816.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 645.80CHF 600.60
500CHF 634.10CHF 589.70
1'000CHF 612.90CHF 570.00
1'500CHF 583.80CHF 542.90
2'000CHF 546.60CHF 508.40
2'500CHF 517.40CHF 481.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 517.20CHF 481.00
500CHF 511.50CHF 475.70
1'000CHF 482.40CHF 448.60
1'500CHF 453.20CHF 421.50
2'000CHF 418.10CHF 388.80
2'500CHF 388.90CHF 361.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 169.40CHF 157.60
200CHF 161.60CHF 150.30
400CHF 149.90CHF 139.40
600CHF 138.30CHF 128.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.