SWICA FAVORIT MEDPHARM — Region 1, Valais
Region 1, Valais: the FAVORIT MEDPHARM model from SWICA costs CHF 493.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 493.80, FAVORIT MEDPHARM is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 1'213.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.80 | CHF 459.30 |
| 500 | CHF 482.20 | CHF 448.40 |
| 1'000 | CHF 458.90 | CHF 426.80 |
| 1'500 | CHF 429.80 | CHF 399.70 |
| 2'000 | CHF 394.70 | CHF 367.00 |
| 2'500 | CHF 365.50 | CHF 339.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 394.90 | CHF 367.30 |
| 500 | CHF 387.70 | CHF 360.60 |
| 1'000 | CHF 358.60 | CHF 333.50 |
| 1'500 | CHF 329.40 | CHF 306.30 |
| 2'000 | CHF 295.80 | CHF 275.10 |
| 2'500 | CHF 266.60 | CHF 247.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.30 | CHF 120.20 |
| 200 | CHF 120.50 | CHF 112.00 |
| 400 | CHF 108.80 | CHF 101.20 |
| 600 | CHF 97.10 | CHF 90.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.