SWICA FAVORIT MEDPHARM — Region 2, Zurich
Region 2, Zurich: the FAVORIT MEDPHARM model from SWICA costs CHF 511.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.70, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 856.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.70 | CHF 475.90 |
| 500 | CHF 500.10 | CHF 465.10 |
| 1'000 | CHF 476.70 | CHF 443.40 |
| 1'500 | CHF 447.60 | CHF 416.20 |
| 2'000 | CHF 412.60 | CHF 383.70 |
| 2'500 | CHF 383.40 | CHF 356.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.90 | CHF 379.40 |
| 500 | CHF 400.60 | CHF 372.60 |
| 1'000 | CHF 371.50 | CHF 345.50 |
| 1'500 | CHF 342.30 | CHF 318.30 |
| 2'000 | CHF 308.80 | CHF 287.10 |
| 2'500 | CHF 279.60 | CHF 260.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.40 | CHF 124.10 |
| 200 | CHF 124.50 | CHF 115.80 |
| 400 | CHF 112.90 | CHF 105.00 |
| 600 | CHF 101.20 | CHF 94.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.