SWICA FAVORIT MEDPHARM — Region 3, Zurich
Region 3, Zurich: the FAVORIT MEDPHARM model from SWICA costs CHF 478.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 478.30, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 782.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 478.30 | CHF 444.90 |
| 500 | CHF 466.70 | CHF 434.00 |
| 1'000 | CHF 442.90 | CHF 411.90 |
| 1'500 | CHF 413.80 | CHF 384.80 |
| 2'000 | CHF 379.20 | CHF 352.60 |
| 2'500 | CHF 350.00 | CHF 325.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.20 | CHF 354.60 |
| 500 | CHF 373.70 | CHF 347.50 |
| 1'000 | CHF 344.50 | CHF 320.40 |
| 1'500 | CHF 315.30 | CHF 293.30 |
| 2'000 | CHF 282.10 | CHF 262.30 |
| 2'500 | CHF 252.90 | CHF 235.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.70 | CHF 116.00 |
| 200 | CHF 115.60 | CHF 107.50 |
| 400 | CHF 104.00 | CHF 96.70 |
| 600 | CHF 92.30 | CHF 85.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.