Visana Combi Care — Region 3, Zurich
Region 3, Zurich: the Combi Care model from Visana costs CHF 514.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.00, Combi Care is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 685.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.00 | CHF 480.40 |
| 500 | CHF 507.40 | CHF 474.20 |
| 1'000 | CHF 473.20 | CHF 442.30 |
| 1'500 | CHF 444.00 | CHF 415.00 |
| 2'000 | CHF 414.90 | CHF 387.70 |
| 2'500 | CHF 385.70 | CHF 360.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.90 | CHF 362.60 |
| 500 | CHF 381.20 | CHF 356.30 |
| 1'000 | CHF 347.10 | CHF 324.40 |
| 1'500 | CHF 317.90 | CHF 297.10 |
| 2'000 | CHF 288.70 | CHF 269.90 |
| 2'500 | CHF 259.60 | CHF 242.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.00 | CHF 127.10 |
| 100 | CHF 130.20 | CHF 121.70 |
| 200 | CHF 124.30 | CHF 116.20 |
| 300 | CHF 118.50 | CHF 110.80 |
| 400 | CHF 112.70 | CHF 105.30 |
| 500 | CHF 106.80 | CHF 99.90 |
| 600 | CHF 101.00 | CHF 94.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.