Vivao Sympany FlexHelp 24 — Uri
Uri: the FlexHelp 24 model from Vivao Sympany costs CHF 403.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 403.20, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 597.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 403.20 | CHF 375.00 |
| 500 | CHF 391.60 | CHF 364.20 |
| 1'000 | CHF 362.40 | CHF 337.10 |
| 1'500 | CHF 333.20 | CHF 309.90 |
| 2'000 | CHF 304.10 | CHF 282.90 |
| 2'500 | CHF 274.90 | CHF 255.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 294.40 | CHF 273.80 |
| 500 | CHF 282.70 | CHF 263.00 |
| 1'000 | CHF 253.50 | CHF 235.80 |
| 1'500 | CHF 224.40 | CHF 208.70 |
| 2'000 | CHF 195.20 | CHF 181.60 |
| 2'500 | CHF 177.80 | CHF 165.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.00 | CHF 110.70 |
| 200 | CHF 107.30 | CHF 99.80 |
| 400 | CHF 95.70 | CHF 89.10 |
| 600 | CHF 84.00 | CHF 78.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.