Vivao Sympany FlexHelp 24 — Region 1, Valais
Region 1, Valais: the FlexHelp 24 model from Vivao Sympany costs CHF 504.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 504.30, FlexHelp 24 is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 944.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.30 | CHF 469.00 |
| 500 | CHF 492.70 | CHF 458.30 |
| 1'000 | CHF 463.50 | CHF 431.10 |
| 1'500 | CHF 434.30 | CHF 403.90 |
| 2'000 | CHF 405.20 | CHF 376.90 |
| 2'500 | CHF 376.00 | CHF 349.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 368.20 | CHF 342.50 |
| 500 | CHF 356.50 | CHF 331.60 |
| 1'000 | CHF 327.40 | CHF 304.50 |
| 1'500 | CHF 298.20 | CHF 277.40 |
| 2'000 | CHF 269.00 | CHF 250.20 |
| 2'500 | CHF 239.90 | CHF 223.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.80 | CHF 138.40 |
| 200 | CHF 137.20 | CHF 127.60 |
| 400 | CHF 125.50 | CHF 116.80 |
| 600 | CHF 113.80 | CHF 105.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.