Vivao Sympany FlexHelp 24 — Region 2, Vaud
Region 2, Vaud: the FlexHelp 24 model from Vivao Sympany costs CHF 564.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.40, FlexHelp 24 is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 1'195.20 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.40 | CHF 524.90 |
| 500 | CHF 552.80 | CHF 514.20 |
| 1'000 | CHF 523.60 | CHF 487.00 |
| 1'500 | CHF 494.40 | CHF 459.80 |
| 2'000 | CHF 465.30 | CHF 432.80 |
| 2'500 | CHF 436.10 | CHF 405.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.10 | CHF 383.30 |
| 500 | CHF 400.40 | CHF 372.40 |
| 1'000 | CHF 371.20 | CHF 345.30 |
| 1'500 | CHF 342.10 | CHF 318.20 |
| 2'000 | CHF 312.90 | CHF 291.00 |
| 2'500 | CHF 283.70 | CHF 263.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.50 | CHF 154.90 |
| 200 | CHF 154.90 | CHF 144.10 |
| 400 | CHF 143.20 | CHF 133.20 |
| 600 | CHF 131.50 | CHF 122.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.