Vivao Sympany FlexHelp 24 — Region 2, Zurich
Region 2, Zurich: the FlexHelp 24 model from Vivao Sympany costs CHF 506.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 506.90, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 949.20 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.90 | CHF 471.50 |
| 500 | CHF 495.30 | CHF 460.70 |
| 1'000 | CHF 466.10 | CHF 433.50 |
| 1'500 | CHF 436.90 | CHF 406.40 |
| 2'000 | CHF 407.80 | CHF 379.30 |
| 2'500 | CHF 378.60 | CHF 352.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.10 | CHF 344.20 |
| 500 | CHF 358.40 | CHF 333.40 |
| 1'000 | CHF 329.20 | CHF 306.20 |
| 1'500 | CHF 300.10 | CHF 279.10 |
| 2'000 | CHF 270.90 | CHF 252.00 |
| 2'500 | CHF 241.70 | CHF 224.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.60 | CHF 139.20 |
| 200 | CHF 137.90 | CHF 128.30 |
| 400 | CHF 126.20 | CHF 117.40 |
| 600 | CHF 114.60 | CHF 106.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.