Agrisano in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Agrisano premium went from CHF 288.40 a month in 2015 to CHF 414.30 in 2026 — a rise of +43.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 288.40 | CHF 237.10 | CHF 51.30 |
| 2016 | CHF 299.00 | CHF 264.00 | CHF 35.00 |
| 2017 | CHF 317.00 | CHF 285.00 | CHF 32.00 |
| 2018 | CHF 335.90 | CHF 316.30 | CHF 19.60 |
| 2019 | CHF 330.60 | CHF 322.00 | CHF 8.60 |
| 2020 | CHF 343.80 | CHF 312.00 | CHF 31.80 |
| 2021 | CHF 371.30 | CHF 330.60 | CHF 40.70 |
| 2022 | CHF 373.20 | CHF 326.80 | CHF 46.40 |
| 2023 | CHF 391.70 | CHF 336.60 | CHF 55.10 |
| 2024 | CHF 386.20 | CHF 372.90 | CHF 13.30 |
| 2025 | CHF 407.50 | CHF 403.40 | CHF 4.10 |
| 2026 | CHF 414.30 | CHF 414.30 | — |
Faster or slower than the rest?
Agrisano rose +43.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2021: +8.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Agrisano, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.