Agrisano — Region 2, Lucerne: twelve years of premiums
Region 2, Lucerne: the lowest Agrisano premium went from CHF 293.30 a month in 2015 to CHF 425.70 in 2026 — a rise of +45.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 293.30 | CHF 246.50 | CHF 46.80 |
| 2016 | CHF 304.10 | CHF 272.00 | CHF 32.10 |
| 2017 | CHF 322.30 | CHF 305.00 | CHF 17.30 |
| 2018 | CHF 341.60 | CHF 328.00 | CHF 13.60 |
| 2019 | CHF 336.20 | CHF 336.20 | — |
| 2020 | CHF 346.30 | CHF 326.10 | CHF 20.20 |
| 2021 | CHF 374.00 | CHF 344.80 | CHF 29.20 |
| 2022 | CHF 375.80 | CHF 334.90 | CHF 40.90 |
| 2023 | CHF 394.50 | CHF 347.65 | CHF 46.85 |
| 2024 | CHF 389.00 | CHF 386.85 | CHF 2.15 |
| 2025 | CHF 410.50 | CHF 410.50 | — |
| 2026 | CHF 425.70 | CHF 425.70 | — |
Faster or slower than the rest?
Agrisano rose +45.1 % over the period, against +72.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2021: +8.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Agrisano, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.