Atupri in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Atupri premium went from CHF 282.70 a month in 2015 to CHF 440.20 in 2026 — a rise of +55.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.70 | CHF 237.10 | CHF 45.60 |
| 2016 | CHF 295.90 | CHF 264.00 | CHF 31.90 |
| 2017 | CHF 304.00 | CHF 285.00 | CHF 19.00 |
| 2018 | CHF 332.80 | CHF 316.30 | CHF 16.50 |
| 2019 | CHF 343.20 | CHF 322.00 | CHF 21.20 |
| 2020 | CHF 324.80 | CHF 312.00 | CHF 12.80 |
| 2021 | CHF 330.60 | CHF 330.60 | — |
| 2022 | CHF 334.90 | CHF 326.80 | CHF 8.10 |
| 2023 | CHF 372.00 | CHF 336.60 | CHF 35.40 |
| 2024 | CHF 404.30 | CHF 372.90 | CHF 31.40 |
| 2025 | CHF 419.10 | CHF 403.40 | CHF 15.70 |
| 2026 | CHF 440.20 | CHF 414.30 | CHF 25.90 |
Faster or slower than the rest?
Atupri rose +55.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +11.1 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Atupri, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.