Atupri — Region 3, Lucerne: twelve years of premiums
Region 3, Lucerne: the lowest Atupri premium went from CHF 282.70 a month in 2015 to CHF 440.20 in 2026 — a rise of +55.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.70 | CHF 237.10 | CHF 45.60 |
| 2016 | CHF 295.90 | CHF 264.00 | CHF 31.90 |
| 2017 | CHF 304.00 | CHF 285.00 | CHF 19.00 |
| 2018 | CHF 332.80 | CHF 316.30 | CHF 16.50 |
| 2019 | CHF 343.20 | CHF 322.00 | CHF 21.20 |
| 2020 | CHF 324.80 | CHF 312.00 | CHF 12.80 |
| 2021 | CHF 330.60 | CHF 330.60 | — |
| 2022 | CHF 335.70 | CHF 326.80 | CHF 8.90 |
| 2023 | CHF 372.00 | CHF 336.60 | CHF 35.40 |
| 2024 | CHF 405.40 | CHF 372.90 | CHF 32.50 |
| 2025 | CHF 419.10 | CHF 403.40 | CHF 15.70 |
| 2026 | CHF 440.20 | CHF 414.30 | CHF 25.90 |
Faster or slower than the rest?
Atupri rose +55.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +10.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Atupri, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.