Einsiedler in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Einsiedler premium went from CHF 359.00 a month in 2015 to CHF 512.75 in 2026 — a rise of +42.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 359.00 | CHF 237.10 | CHF 121.90 |
| 2016 | CHF 371.00 | CHF 264.00 | CHF 107.00 |
| 2017 | CHF 393.00 | CHF 285.00 | CHF 108.00 |
| 2018 | CHF 426.00 | CHF 316.30 | CHF 109.70 |
| 2019 | CHF 443.00 | CHF 322.00 | CHF 121.00 |
| 2020 | CHF 443.00 | CHF 312.00 | CHF 131.00 |
| 2021 | CHF 456.30 | CHF 330.60 | CHF 125.70 |
| 2022 | CHF 456.40 | CHF 326.80 | CHF 129.60 |
| 2023 | CHF 456.40 | CHF 336.60 | CHF 119.80 |
| 2024 | CHF 456.40 | CHF 372.90 | CHF 83.50 |
| 2025 | CHF 488.35 | CHF 403.40 | CHF 84.95 |
| 2026 | CHF 512.75 | CHF 414.30 | CHF 98.45 |
Faster or slower than the rest?
Einsiedler rose +42.8 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.4 % in one go. The premium did not move in 2020, 2023, 2024.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Einsiedler, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.