Visana in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Visana premium went from CHF 360.60 a month in 2015 to CHF 505.00 in 2026 — a rise of +40.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 360.60 | CHF 247.00 | CHF 113.60 |
| 2016 | CHF 364.10 | CHF 257.00 | CHF 107.10 |
| 2017 | CHF 364.20 | CHF 292.90 | CHF 71.30 |
| 2018 | CHF 391.10 | CHF 311.00 | CHF 80.10 |
| 2019 | CHF 400.30 | CHF 331.20 | CHF 69.10 |
| 2020 | CHF 404.30 | CHF 333.50 | CHF 70.80 |
| 2021 | CHF 412.90 | CHF 331.20 | CHF 81.70 |
| 2022 | CHF 413.30 | CHF 332.90 | CHF 80.40 |
| 2023 | CHF 439.60 | CHF 343.90 | CHF 95.70 |
| 2024 | CHF 485.80 | CHF 366.90 | CHF 118.90 |
| 2025 | CHF 499.10 | CHF 381.60 | CHF 117.50 |
| 2026 | CHF 505.00 | CHF 401.60 | CHF 103.40 |
Faster or slower than the rest?
Visana rose +40.0 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Visana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.