Visana in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Visana premium went from CHF 339.60 a month in 2015 to CHF 485.30 in 2026 — a rise of +42.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 339.60 | CHF 237.10 | CHF 102.50 |
| 2016 | CHF 344.00 | CHF 264.00 | CHF 80.00 |
| 2017 | CHF 357.30 | CHF 285.00 | CHF 72.30 |
| 2018 | CHF 388.20 | CHF 316.30 | CHF 71.90 |
| 2019 | CHF 397.80 | CHF 322.00 | CHF 75.80 |
| 2020 | CHF 397.80 | CHF 312.00 | CHF 85.80 |
| 2021 | CHF 406.50 | CHF 330.60 | CHF 75.90 |
| 2022 | CHF 406.90 | CHF 326.80 | CHF 80.10 |
| 2023 | CHF 441.00 | CHF 336.60 | CHF 104.40 |
| 2024 | CHF 491.30 | CHF 372.90 | CHF 118.40 |
| 2025 | CHF 492.20 | CHF 403.40 | CHF 88.80 |
| 2026 | CHF 485.30 | CHF 414.30 | CHF 71.00 |
Faster or slower than the rest?
Visana rose +42.9 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.4 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Visana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.