Free choice of doctor in Region 3 of canton Bern
26 of 26 insurers offer a Free choice of doctor in Region 3 of canton Bern. The lowest premium is CHF 520.40 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
This is the reference model: free choice of doctor, with no restriction on who you see first.
The ranking, cheapest to dearest
26 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Agrisano | Grundversicherung | CHF 520.40 | View |
| 2 | Sumiswalder | Grundversicherung | CHF 523.10 | View |
| 3 | Luzerner Hinterland | Grundversicherung | CHF 528.55 | View |
| 4 | ÖKK | Grundversicherung | CHF 542.00 | View |
| 5 | Visana | Grundversicherung | CHF 542.50 | View |
| 6 | sodalis | Grundversicherung | CHF 555.00 | View |
| 7 | Aquilana | Grundversicherung | CHF 564.20 | View |
| 8 | SLKK | Grundversicherung | CHF 566.30 | View |
| 9 | sana24 | Grundversicherung | CHF 567.10 | View |
| 10 | Helsana | Grundversicherung | CHF 569.00 | View |
| 11 | Sanitas | Grundversicherung | CHF 569.50 | View |
| 12 | CSS | Grundversicherung | CHF 570.00 | View |
| 13 | EGK | Grundversicherung | CHF 571.00 | View |
| 14 | SWICA | Grundversicherung | CHF 571.60 | View |
| 15 | Assura-Basis | Grundversicherung | CHF 577.30 | View |
| 16 | KPT | Grundversicherung | CHF 578.00 | View |
| 17 | Steffisburg | Grundversicherung | CHF 582.20 | View |
| 18 | Avenir | Grundversicherung | CHF 582.40 | View |
| 19 | Vivao Sympany | Grundversicherung | CHF 583.00 | View |
| 20 | Atupri | Grundversicherung | CHF 583.60 | View |
| 21 | Galenos | Grundversicherung | CHF 584.90 | View |
| 22 | CONCORDIA | Grundversicherung | CHF 586.40 | View |
| 23 | vita surselva | Grundversicherung | CHF 593.00 | View |
| 24 | Mutuel | Grundversicherung | CHF 604.60 | View |
| 25 | Philos | Grundversicherung | CHF 630.80 | View |
| 26 | rhenusana | Grundversicherung | CHF 633.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.