EGK — Region 3 of canton Bern, 2026 premiums
EGK covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 337.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 10 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from EGK to Agrisano, the cheapest insurer in this region, saves CHF 523.20 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 571.00 | CHF 510.90 | CHF 491.10 |
| 500 | CHF 559.30 | CHF 499.30 | CHF 479.50 |
| 1'000 | CHF 530.20 | CHF 470.10 | CHF 450.30 |
| 1'500 | CHF 501.00 | CHF 440.90 | CHF 421.10 |
| 2'000 | CHF 471.80 | CHF 411.80 | CHF 392.00 |
| 2'500 | CHF 442.70 | CHF 382.60 | CHF 362.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 395.70 | CHF 376.00 | CHF 370.90 |
| 500 | CHF 384.10 | CHF 364.40 | CHF 359.30 |
| 1'000 | CHF 354.90 | CHF 335.20 | CHF 330.10 |
| 1'500 | CHF 325.70 | CHF 306.00 | CHF 300.90 |
| 2'000 | CHF 296.60 | CHF 276.90 | CHF 271.80 |
| 2'500 | CHF 267.40 | CHF 247.70 | CHF 242.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 125.70 | CHF 112.80 | CHF 108.20 |
| 100 | CHF 124.70 | CHF 111.90 | CHF 107.30 |
| 200 | CHF 123.70 | CHF 110.90 | CHF 106.30 |
| 300 | CHF 122.70 | CHF 109.90 | CHF 105.30 |
| 400 | CHF 121.70 | CHF 108.90 | CHF 104.30 |
| 500 | CHF 120.70 | CHF 107.90 | CHF 103.30 |
With or without accident cover
With accident cover: CHF 571.00 a month. Without: CHF 531.10. Dropping it saves CHF 478.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 472.30 in 2025 to CHF 337.50 — a rise of 4.0 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.