Steffisburg — Region 3 of canton Bern, 2026 premiums
Steffisburg covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 356.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Steffisburg ranks 18 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from Steffisburg to Agrisano, the cheapest insurer in this region, saves CHF 709.20 a year for an adult on the same profile.
The full Steffisburg table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 582.20 | CHF 506.60 | CHF 524.00 |
| 500 | CHF 570.60 | CHF 495.00 | CHF 512.40 |
| 1'000 | CHF 541.40 | CHF 465.90 | CHF 483.20 |
| 1'500 | CHF 512.20 | CHF 436.70 | CHF 454.00 |
| 2'000 | CHF 483.10 | CHF 407.50 | CHF 424.90 |
| 2'500 | CHF 453.90 | CHF 381.60 | CHF 399.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 425.00 | CHF 382.50 | CHF 378.30 |
| 500 | CHF 413.40 | CHF 370.90 | CHF 366.70 |
| 1'000 | CHF 384.20 | CHF 341.80 | CHF 337.50 |
| 1'500 | CHF 355.00 | CHF 312.50 | CHF 308.30 |
| 2'000 | CHF 326.00 | CHF 283.40 | CHF 279.20 |
| 2'500 | CHF 296.70 | CHF 257.50 | CHF 253.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 78.60 | CHF 70.80 | CHF 74.00 |
| 100 | CHF 75.20 | CHF 67.30 | CHF 70.50 |
| 200 | CHF 71.70 | CHF 63.80 | CHF 67.00 |
| 300 | CHF 68.10 | CHF 60.30 | CHF 63.50 |
| 400 | CHF 64.70 | CHF 56.90 | CHF 60.00 |
| 500 | CHF 61.20 | CHF 53.30 | CHF 56.50 |
| 600 | CHF 57.60 | CHF 49.80 | CHF 53.00 |
With or without accident cover
With accident cover: CHF 582.20 a month. Without: CHF 544.40. Dropping it saves CHF 453.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 468.40 in 2025 to CHF 356.80 — a rise of 8.2 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.