Sumiswalder — Region 3 of canton Bern, 2026 premiums
Sumiswalder covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 330.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 4 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 405.60 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 523.10 | CHF 481.30 | CHF 481.30 |
| 500 | CHF 511.50 | CHF 470.00 | CHF 470.00 |
| 1'000 | CHF 482.30 | CHF 441.70 | CHF 441.70 |
| 1'500 | CHF 453.10 | CHF 413.10 | CHF 413.10 |
| 2'000 | CHF 424.00 | CHF 384.30 | CHF 384.30 |
| 2'500 | CHF 394.80 | CHF 355.30 | CHF 355.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 381.90 | CHF 351.40 | CHF 351.40 |
| 500 | CHF 370.30 | CHF 340.10 | CHF 340.10 |
| 1'000 | CHF 341.10 | CHF 311.80 | CHF 311.80 |
| 1'500 | CHF 311.90 | CHF 283.20 | CHF 283.20 |
| 2'000 | CHF 283.00 | CHF 254.40 | CHF 254.40 |
| 2'500 | CHF 253.60 | CHF 225.40 | CHF 225.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 60.50 | CHF 55.70 | CHF 55.70 |
| 100 | CHF 57.60 | CHF 52.90 | CHF 52.90 |
| 200 | CHF 54.70 | CHF 50.30 | CHF 50.30 |
| 300 | CHF 51.70 | CHF 47.40 | CHF 47.40 |
| 400 | CHF 48.80 | CHF 44.70 | CHF 44.70 |
| 500 | CHF 45.90 | CHF 41.70 | CHF 41.70 |
| 600 | CHF 43.00 | CHF 39.20 | CHF 39.20 |
With or without accident cover
With accident cover: CHF 523.10 a month. Without: CHF 486.50. Dropping it saves CHF 439.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 459.40 in 2025 to CHF 330.50 — a rise of 4.8 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.