SLKK — Region 3 of canton Bern, 2026 premiums
SLKK covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 362.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SLKK ranks 16 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from SLKK to Agrisano, the cheapest insurer in this region, saves CHF 609.60 a year for an adult on the same profile.
The full SLKK table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 566.30 | CHF 509.70 | CHF 498.30 |
| 500 | CHF 554.70 | CHF 499.20 | CHF 488.10 |
| 1'000 | CHF 525.50 | CHF 472.90 | CHF 462.40 |
| 1'500 | CHF 496.30 | CHF 446.70 | CHF 436.70 |
| 2'000 | CHF 467.20 | CHF 420.50 | CHF 411.10 |
| 2'500 | CHF 438.00 | CHF 394.20 | CHF 385.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 464.40 | CHF 417.90 | CHF 408.60 |
| 500 | CHF 452.80 | CHF 407.50 | CHF 398.40 |
| 1'000 | CHF 423.60 | CHF 381.20 | CHF 372.70 |
| 1'500 | CHF 394.40 | CHF 354.90 | CHF 347.00 |
| 2'000 | CHF 365.30 | CHF 328.70 | CHF 321.40 |
| 2'500 | CHF 336.10 | CHF 302.50 | CHF 295.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 122.30 | CHF 110.10 | CHF 107.60 |
| 100 | CHF 116.50 | CHF 104.90 | CHF 102.50 |
| 200 | CHF 110.70 | CHF 99.60 | CHF 97.40 |
| 300 | CHF 104.80 | CHF 94.30 | CHF 92.20 |
| 400 | CHF 99.30 | CHF 89.40 | CHF 87.40 |
| 500 | CHF 93.20 | CHF 83.90 | CHF 82.00 |
| 600 | CHF 87.30 | CHF 78.60 | CHF 76.80 |
With or without accident cover
With accident cover: CHF 566.30 a month. Without: CHF 532.30. Dropping it saves CHF 408.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 477.70 in 2025 to CHF 362.30 — a rise of 4.3 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.