Aquilana — Region 3 of canton Bern, 2026 premiums
Aquilana covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 346.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 9 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from Aquilana to Agrisano, the cheapest insurer in this region, saves CHF 522.00 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 564.20 | CHF 507.80 | CHF 491.00 |
| 500 | CHF 552.60 | CHF 496.20 | CHF 481.00 |
| 1'000 | CHF 523.40 | CHF 467.00 | CHF 455.60 |
| 1'500 | CHF 494.30 | CHF 437.90 | CHF 427.60 |
| 2'000 | CHF 465.10 | CHF 408.70 | CHF 402.40 |
| 2'500 | CHF 435.90 | CHF 379.50 | CHF 372.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 417.60 | CHF 375.80 | CHF 363.40 |
| 500 | CHF 406.00 | CHF 364.20 | CHF 353.30 |
| 1'000 | CHF 376.80 | CHF 335.00 | CHF 327.90 |
| 1'500 | CHF 347.70 | CHF 305.90 | CHF 300.80 |
| 2'000 | CHF 318.50 | CHF 276.70 | CHF 275.60 |
| 2'500 | CHF 289.30 | CHF 248.50 | CHF 247.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 64.90 | CHF 58.40 | CHF 56.60 |
| 100 | CHF 62.00 | CHF 55.50 | CHF 54.10 |
| 200 | CHF 59.10 | CHF 52.60 | CHF 51.50 |
| 300 | CHF 56.20 | CHF 49.70 | CHF 48.70 |
| 400 | CHF 53.30 | CHF 46.80 | CHF 46.10 |
| 500 | CHF 50.40 | CHF 43.90 | CHF 43.10 |
With or without accident cover
With accident cover: CHF 564.20 a month. Without: CHF 524.80. Dropping it saves CHF 472.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 465.40 in 2025 to CHF 346.70 — a rise of 5.5 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.