CHF 500 deductible in Region 1 of canton Vaud
At a CHF 500 deductible, 21 insurers offer a premium in Region 1 of canton Vaud. The lowest is CHF 558.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 570.10, the CHF 500 deductible saves CHF 139.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 439.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 558.50 | View |
| 2 | Sanitas | CHF 559.40 | View |
| 3 | CSS | CHF 564.30 | View |
| 4 | Assura-Basis | CHF 567.30 | View |
| 5 | Vivao Sympany | CHF 568.10 | View |
| 6 | Helsana | CHF 568.50 | View |
| 7 | SWICA | CHF 570.00 | View |
| 8 | Galenos | CHF 571.40 | View |
| 9 | sana24 | CHF 574.80 | View |
| 10 | Aquilana | CHF 580.70 | View |
| 11 | ÖKK | CHF 582.40 | View |
| 12 | CONCORDIA | CHF 585.10 | View |
| 13 | Avenir | CHF 587.80 | View |
| 14 | Visana | CHF 598.60 | View |
| 15 | Mutuel | CHF 606.00 | View |
| 16 | KPT | CHF 610.50 | View |
| 17 | EGK | CHF 614.80 | View |
| 18 | Philos | CHF 614.90 | View |
| 19 | Agrisano | CHF 675.80 | View |
| 20 | vita surselva | CHF 711.15 | View |
| 21 | rhenusana | CHF 739.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.