Aquilana in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Aquilana premium went from CHF 318.90 a month in 2015 to CHF 451.00 in 2026 — a rise of +41.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.90 | CHF 237.10 | CHF 81.80 |
| 2016 | CHF 334.80 | CHF 264.00 | CHF 70.80 |
| 2017 | CHF 349.90 | CHF 285.00 | CHF 64.90 |
| 2018 | CHF 369.20 | CHF 316.30 | CHF 52.90 |
| 2019 | CHF 379.80 | CHF 322.00 | CHF 57.80 |
| 2020 | CHF 375.70 | CHF 312.00 | CHF 63.70 |
| 2021 | CHF 375.70 | CHF 330.60 | CHF 45.10 |
| 2022 | CHF 375.70 | CHF 326.80 | CHF 48.90 |
| 2023 | CHF 375.40 | CHF 336.60 | CHF 38.80 |
| 2024 | CHF 409.10 | CHF 372.90 | CHF 36.20 |
| 2025 | CHF 433.70 | CHF 403.40 | CHF 30.30 |
| 2026 | CHF 451.00 | CHF 414.30 | CHF 36.70 |
Faster or slower than the rest?
Aquilana rose +41.4 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.0 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Aquilana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.