Assura-Basis in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Assura-Basis premium went from CHF 253.70 a month in 2015 to CHF 440.20 in 2026 — a rise of +73.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 253.70 | CHF 237.10 | CHF 16.60 |
| 2016 | CHF 289.50 | CHF 264.00 | CHF 25.50 |
| 2017 | CHF 323.40 | CHF 285.00 | CHF 38.40 |
| 2018 | CHF 316.30 | CHF 316.30 | — |
| 2019 | CHF 337.90 | CHF 322.00 | CHF 15.90 |
| 2020 | CHF 336.00 | CHF 312.00 | CHF 24.00 |
| 2021 | CHF 332.50 | CHF 330.60 | CHF 1.90 |
| 2022 | CHF 338.50 | CHF 326.80 | CHF 11.70 |
| 2023 | CHF 352.60 | CHF 336.60 | CHF 16.00 |
| 2024 | CHF 372.90 | CHF 372.90 | — |
| 2025 | CHF 429.40 | CHF 403.40 | CHF 26.00 |
| 2026 | CHF 440.20 | CHF 414.30 | CHF 25.90 |
Faster or slower than the rest?
Assura-Basis rose +73.5 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +15.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.