Assura-Basis — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest Assura-Basis premium went from CHF 281.70 a month in 2015 to CHF 492.20 in 2026 — a rise of +74.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 281.70 | CHF 281.70 | — |
| 2016 | CHF 323.20 | CHF 295.70 | CHF 27.50 |
| 2017 | CHF 334.40 | CHF 316.10 | CHF 18.30 |
| 2018 | CHF 349.10 | CHF 349.10 | — |
| 2019 | CHF 363.70 | CHF 363.70 | — |
| 2020 | CHF 373.00 | CHF 353.90 | CHF 19.10 |
| 2021 | CHF 376.00 | CHF 356.70 | CHF 19.30 |
| 2022 | CHF 379.70 | CHF 371.00 | CHF 8.70 |
| 2023 | CHF 395.60 | CHF 382.20 | CHF 13.40 |
| 2024 | CHF 443.80 | CHF 432.30 | CHF 11.50 |
| 2025 | CHF 480.70 | CHF 453.00 | CHF 27.70 |
| 2026 | CHF 492.20 | CHF 479.65 | CHF 12.55 |
Faster or slower than the rest?
Assura-Basis rose +74.7 % over the period, against +70.3 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +14.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.