Avenir in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest Avenir premium went from CHF 318.20 a month in 2015 to CHF 479.80 in 2026 — a rise of +50.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.20 | CHF 277.50 | CHF 40.70 |
| 2016 | CHF 333.80 | CHF 294.20 | CHF 39.60 |
| 2017 | CHF 358.40 | CHF 315.20 | CHF 43.20 |
| 2018 | CHF 392.90 | CHF 334.00 | CHF 58.90 |
| 2019 | CHF 402.80 | CHF 346.50 | CHF 56.30 |
| 2020 | CHF 393.30 | CHF 351.50 | CHF 41.80 |
| 2021 | CHF 393.30 | CHF 357.60 | CHF 35.70 |
| 2022 | CHF 373.70 | CHF 362.80 | CHF 10.90 |
| 2023 | CHF 415.80 | CHF 381.70 | CHF 34.10 |
| 2024 | CHF 469.80 | CHF 399.70 | CHF 70.10 |
| 2025 | CHF 474.20 | CHF 423.60 | CHF 50.60 |
| 2026 | CHF 479.80 | CHF 450.00 | CHF 29.80 |
Faster or slower than the rest?
Avenir rose +50.8 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +13.0 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.