KPT — Region 1, Vaud: twelve years of premiums
Region 1, Vaud: the lowest KPT premium went from CHF 454.90 a month in 2015 to CHF 622.10 in 2026 — a rise of +36.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 454.90 | CHF 344.30 | CHF 110.60 |
| 2016 | CHF 467.60 | CHF 364.00 | CHF 103.60 |
| 2017 | CHF 527.50 | CHF 378.50 | CHF 149.00 |
| 2018 | CHF 508.90 | CHF 404.60 | CHF 104.30 |
| 2019 | CHF 511.30 | CHF 442.50 | CHF 68.80 |
| 2020 | CHF 520.10 | CHF 445.90 | CHF 74.20 |
| 2021 | CHF 520.10 | CHF 440.80 | CHF 79.30 |
| 2022 | CHF 464.80 | CHF 444.80 | CHF 20.00 |
| 2023 | CHF 469.00 | CHF 469.00 | — |
| 2024 | CHF 526.80 | CHF 520.60 | CHF 6.20 |
| 2025 | CHF 587.30 | CHF 546.70 | CHF 40.60 |
| 2026 | CHF 622.10 | CHF 570.10 | CHF 52.00 |
Faster or slower than the rest?
KPT rose +36.8 % over the period, against +65.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +12.8 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.