rhenusana in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest rhenusana premium went from CHF 320.20 a month in 2015 to CHF 476.10 in 2026 — a rise of +48.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 320.20 | CHF 237.10 | CHF 83.10 |
| 2016 | CHF 333.10 | CHF 264.00 | CHF 69.10 |
| 2017 | CHF 351.50 | CHF 285.00 | CHF 66.50 |
| 2018 | CHF 362.10 | CHF 316.30 | CHF 45.80 |
| 2019 | CHF 369.30 | CHF 322.00 | CHF 47.30 |
| 2020 | CHF 374.90 | CHF 312.00 | CHF 62.90 |
| 2021 | CHF 386.30 | CHF 330.60 | CHF 55.70 |
| 2022 | CHF 386.30 | CHF 326.80 | CHF 59.50 |
| 2023 | CHF 409.40 | CHF 336.60 | CHF 72.80 |
| 2024 | CHF 430.00 | CHF 372.90 | CHF 57.10 |
| 2025 | CHF 448.70 | CHF 403.40 | CHF 45.30 |
| 2026 | CHF 476.10 | CHF 414.30 | CHF 61.80 |
Faster or slower than the rest?
rhenusana rose +48.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +6.1 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
rhenusana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.