Vivao Sympany in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest Vivao Sympany premium went from CHF 335.80 a month in 2015 to CHF 481.20 in 2026 — a rise of +43.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 335.80 | CHF 277.50 | CHF 58.30 |
| 2016 | CHF 356.20 | CHF 294.20 | CHF 62.00 |
| 2017 | CHF 357.90 | CHF 315.20 | CHF 42.70 |
| 2018 | CHF 367.10 | CHF 334.00 | CHF 33.10 |
| 2019 | CHF 367.10 | CHF 346.50 | CHF 20.60 |
| 2020 | CHF 383.60 | CHF 351.50 | CHF 32.10 |
| 2021 | CHF 380.20 | CHF 357.60 | CHF 22.60 |
| 2022 | CHF 369.80 | CHF 362.80 | CHF 7.00 |
| 2023 | CHF 381.70 | CHF 381.70 | — |
| 2024 | CHF 431.80 | CHF 399.70 | CHF 32.10 |
| 2025 | CHF 467.90 | CHF 423.60 | CHF 44.30 |
| 2026 | CHF 481.20 | CHF 450.00 | CHF 31.20 |
Faster or slower than the rest?
Vivao Sympany rose +43.3 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +13.1 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.