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CASAMED or SMARTMED — Aargau

Aargau: with Aquilana, CASAMED costs CHF 488.70 a month in 2026 and SMARTMED CHF 483.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SMARTMED is the cheaper of the two here: CHF 66.00 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.

  • CASAMED

    Family doctor

    You pick a family doctor and always go to them first.

  • SMARTMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCASAMEDSMARTMEDGap per year
300CHF 488.70CHF 483.20CHF 66.00
500CHF 477.10CHF 473.20CHF 46.80
1'000CHF 447.90CHF 447.80CHF 1.20
1'500CHF 418.80CHF 422.50CHF 44.40
2'000CHF 389.60CHF 397.10CHF 90.00
2'500CHF 360.40CHF 363.00CHF 31.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.