CASAMED or SMARTMED — Region 1, Fribourg
Region 1, Fribourg: with Aquilana, CASAMED costs CHF 544.40 a month in 2026 and SMARTMED CHF 514.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 354.00 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 544.40 | CHF 514.90 | CHF 354.00 |
| 500 | CHF 532.80 | CHF 504.60 | CHF 338.40 |
| 1'000 | CHF 503.60 | CHF 478.60 | CHF 300.00 |
| 1'500 | CHF 474.50 | CHF 452.70 | CHF 261.60 |
| 2'000 | CHF 445.30 | CHF 421.70 | CHF 283.20 |
| 2'500 | CHF 416.10 | CHF 393.90 | CHF 266.40 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.