CASAMED or SMARTMED — Region 2, St. Gallen
Region 2, St. Gallen: with Aquilana, CASAMED costs CHF 478.20 a month in 2026 and SMARTMED CHF 457.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 253.20 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 478.20 | CHF 457.10 | CHF 253.20 |
| 500 | CHF 466.60 | CHF 447.10 | CHF 234.00 |
| 1'000 | CHF 437.40 | CHF 421.70 | CHF 188.40 |
| 1'500 | CHF 408.30 | CHF 396.30 | CHF 144.00 |
| 2'000 | CHF 379.10 | CHF 370.90 | CHF 98.40 |
| 2'500 | CHF 349.90 | CHF 337.60 | CHF 147.60 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.