CASAMED or SMARTMED — Region 2, Schaffhausen
Region 2, Schaffhausen: with Aquilana, CASAMED costs CHF 481.00 a month in 2026 and SMARTMED CHF 459.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 254.40 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 481.00 | CHF 459.80 | CHF 254.40 |
| 500 | CHF 469.40 | CHF 449.80 | CHF 235.20 |
| 1'000 | CHF 440.20 | CHF 424.30 | CHF 190.80 |
| 1'500 | CHF 411.10 | CHF 399.00 | CHF 145.20 |
| 2'000 | CHF 381.90 | CHF 373.60 | CHF 99.60 |
| 2'500 | CHF 352.70 | CHF 340.20 | CHF 150.00 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.