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CASAMED or SMARTMED — Region 2, Grisons

Region 2, Grisons: with Aquilana, CASAMED costs CHF 481.80 a month in 2026 and SMARTMED CHF 471.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SMARTMED is the cheaper of the two here: CHF 129.60 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.

  • CASAMED

    Family doctor

    You pick a family doctor and always go to them first.

  • SMARTMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCASAMEDSMARTMEDGap per year
300CHF 481.80CHF 471.00CHF 129.60
500CHF 470.20CHF 460.90CHF 111.60
1'000CHF 441.00CHF 435.50CHF 66.00
1'500CHF 411.90CHF 410.20CHF 20.40
2'000CHF 382.70CHF 384.80CHF 25.20
2'500CHF 353.50CHF 351.10CHF 28.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.