CASAMED or SMARTMED — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Aquilana, CASAMED costs CHF 482.20 a month in 2026 and SMARTMED CHF 456.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 313.20 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 482.20 | CHF 456.10 | CHF 313.20 |
| 500 | CHF 470.60 | CHF 446.00 | CHF 295.20 |
| 1'000 | CHF 441.40 | CHF 420.60 | CHF 249.60 |
| 1'500 | CHF 412.30 | CHF 395.30 | CHF 204.00 |
| 2'000 | CHF 383.10 | CHF 369.90 | CHF 158.40 |
| 2'500 | CHF 353.90 | CHF 332.70 | CHF 254.40 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.