CASAMED or SMARTMED — Region 2, Fribourg
Region 2, Fribourg: with Aquilana, CASAMED costs CHF 489.90 a month in 2026 and SMARTMED CHF 463.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 319.20 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 489.90 | CHF 463.30 | CHF 319.20 |
| 500 | CHF 478.30 | CHF 453.20 | CHF 301.20 |
| 1'000 | CHF 449.10 | CHF 427.80 | CHF 255.60 |
| 1'500 | CHF 420.00 | CHF 402.50 | CHF 210.00 |
| 2'000 | CHF 390.80 | CHF 377.10 | CHF 164.40 |
| 2'500 | CHF 361.60 | CHF 343.60 | CHF 216.00 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.