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CASAMED or SMARTMED — Uri

Uri: with Aquilana, CASAMED costs CHF 423.70 a month in 2026 and SMARTMED CHF 405.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SMARTMED is the cheaper of the two here: CHF 224.40 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.

  • CASAMED

    Family doctor

    You pick a family doctor and always go to them first.

  • SMARTMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCASAMEDSMARTMEDGap per year
300CHF 423.70CHF 405.00CHF 224.40
500CHF 412.10CHF 395.00CHF 205.20
1'000CHF 382.90CHF 369.60CHF 159.60
1'500CHF 353.80CHF 344.30CHF 114.00
2'000CHF 324.60CHF 318.90CHF 68.40
2'500CHF 295.40CHF 286.80CHF 103.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.