CASAMED or SMARTMED — Appenzell Innerrhoden
Appenzell Innerrhoden: with Aquilana, CASAMED costs CHF 496.80 a month in 2026 and SMARTMED CHF 469.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SMARTMED is the cheaper of the two here: CHF 324.00 saved per year against CASAMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CASAMED is a "Family doctor" model. SMARTMED is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CASAMED | SMARTMED | Gap per year |
|---|---|---|---|
| 300 | CHF 496.80 | CHF 469.80 | CHF 324.00 |
| 500 | CHF 485.20 | CHF 459.80 | CHF 304.80 |
| 1'000 | CHF 456.00 | CHF 434.40 | CHF 259.20 |
| 1'500 | CHF 426.90 | CHF 409.00 | CHF 214.80 |
| 2'000 | CHF 397.70 | CHF 379.20 | CHF 222.00 |
| 2'500 | CHF 368.70 | CHF 349.90 | CHF 225.60 |
The comparison, region by region
- CASAMED or SMARTMED?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.