Aquilana SMARTMED — Aargau
Aargau: the SMARTMED model from Aquilana costs CHF 483.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 483.20, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 865.20 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.20 | CHF 449.40 |
| 500 | CHF 473.20 | CHF 440.10 |
| 1'000 | CHF 447.80 | CHF 416.40 |
| 1'500 | CHF 422.50 | CHF 392.90 |
| 2'000 | CHF 397.10 | CHF 369.30 |
| 2'500 | CHF 363.00 | CHF 337.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.70 | CHF 332.70 |
| 500 | CHF 347.70 | CHF 323.40 |
| 1'000 | CHF 322.30 | CHF 299.70 |
| 1'500 | CHF 296.90 | CHF 276.10 |
| 2'000 | CHF 271.50 | CHF 252.50 |
| 2'500 | CHF 248.80 | CHF 231.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.20 | CHF 103.50 |
| 100 | CHF 106.30 | CHF 98.90 |
| 200 | CHF 101.30 | CHF 94.20 |
| 300 | CHF 96.20 | CHF 89.50 |
| 400 | CHF 91.10 | CHF 84.70 |
| 500 | CHF 83.90 | CHF 78.10 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.