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Aquilana SMARTMED — Schwyz

Schwyz: the SMARTMED model from Aquilana costs CHF 474.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 474.30, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SMARTMED costs CHF 849.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 474.30CHF 441.10
500CHF 464.30CHF 431.90
1'000CHF 438.90CHF 408.20
1'500CHF 413.60CHF 384.60
2'000CHF 383.60CHF 356.80
2'500CHF 354.40CHF 329.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 351.00CHF 326.50
500CHF 341.10CHF 317.30
1'000CHF 315.70CHF 293.60
1'500CHF 290.30CHF 269.90
2'000CHF 261.70CHF 243.40
2'500CHF 242.10CHF 225.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 109.20CHF 101.50
100CHF 104.20CHF 97.00
200CHF 99.20CHF 92.30
300CHF 94.10CHF 87.60
400CHF 87.90CHF 81.70
500CHF 81.90CHF 76.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.