Aquilana SMARTMED — Schwyz
Schwyz: the SMARTMED model from Aquilana costs CHF 474.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.30, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 849.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.30 | CHF 441.10 |
| 500 | CHF 464.30 | CHF 431.90 |
| 1'000 | CHF 438.90 | CHF 408.20 |
| 1'500 | CHF 413.60 | CHF 384.60 |
| 2'000 | CHF 383.60 | CHF 356.80 |
| 2'500 | CHF 354.40 | CHF 329.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 351.00 | CHF 326.50 |
| 500 | CHF 341.10 | CHF 317.30 |
| 1'000 | CHF 315.70 | CHF 293.60 |
| 1'500 | CHF 290.30 | CHF 269.90 |
| 2'000 | CHF 261.70 | CHF 243.40 |
| 2'500 | CHF 242.10 | CHF 225.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.20 | CHF 101.50 |
| 100 | CHF 104.20 | CHF 97.00 |
| 200 | CHF 99.20 | CHF 92.30 |
| 300 | CHF 94.10 | CHF 87.60 |
| 400 | CHF 87.90 | CHF 81.70 |
| 500 | CHF 81.90 | CHF 76.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.