Aquilana SMARTMED — Solothurn
Solothurn: the SMARTMED model from Aquilana costs CHF 508.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 508.90, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 912.00 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.90 | CHF 473.30 |
| 500 | CHF 498.90 | CHF 464.00 |
| 1'000 | CHF 473.50 | CHF 440.40 |
| 1'500 | CHF 448.20 | CHF 416.80 |
| 2'000 | CHF 422.80 | CHF 393.30 |
| 2'500 | CHF 388.30 | CHF 361.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 376.70 | CHF 350.40 |
| 500 | CHF 366.70 | CHF 341.20 |
| 1'000 | CHF 341.30 | CHF 317.50 |
| 1'500 | CHF 315.90 | CHF 293.80 |
| 2'000 | CHF 290.50 | CHF 270.30 |
| 2'500 | CHF 259.00 | CHF 240.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.20 | CHF 108.90 |
| 100 | CHF 112.20 | CHF 104.40 |
| 200 | CHF 107.20 | CHF 99.70 |
| 300 | CHF 102.10 | CHF 95.00 |
| 400 | CHF 97.00 | CHF 90.30 |
| 500 | CHF 89.80 | CHF 83.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.