Aquilana SMARTMED — Glarus
Glarus: the SMARTMED model from Aquilana costs CHF 494.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.80, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 885.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.80 | CHF 460.20 |
| 500 | CHF 484.50 | CHF 450.70 |
| 1'000 | CHF 458.50 | CHF 426.50 |
| 1'500 | CHF 432.60 | CHF 402.40 |
| 2'000 | CHF 402.00 | CHF 373.90 |
| 2'500 | CHF 374.30 | CHF 348.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 366.20 | CHF 340.60 |
| 500 | CHF 355.90 | CHF 331.10 |
| 1'000 | CHF 329.90 | CHF 306.80 |
| 1'500 | CHF 304.00 | CHF 282.80 |
| 2'000 | CHF 276.70 | CHF 257.40 |
| 2'500 | CHF 248.70 | CHF 231.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.90 | CHF 105.90 |
| 100 | CHF 108.50 | CHF 101.00 |
| 200 | CHF 103.20 | CHF 96.10 |
| 300 | CHF 98.70 | CHF 91.80 |
| 400 | CHF 92.50 | CHF 86.00 |
| 500 | CHF 86.50 | CHF 80.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.