Aquilana SMARTMED — Thurgau
Thurgau: the SMARTMED model from Aquilana costs CHF 522.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 522.80, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 937.20 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 522.80 | CHF 486.30 |
| 500 | CHF 512.80 | CHF 477.00 |
| 1'000 | CHF 487.40 | CHF 453.30 |
| 1'500 | CHF 462.20 | CHF 429.80 |
| 2'000 | CHF 431.60 | CHF 401.40 |
| 2'500 | CHF 401.80 | CHF 373.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 360.00 |
| 500 | CHF 377.00 | CHF 350.70 |
| 1'000 | CHF 351.60 | CHF 327.10 |
| 1'500 | CHF 326.20 | CHF 303.30 |
| 2'000 | CHF 297.30 | CHF 276.50 |
| 2'500 | CHF 269.00 | CHF 250.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.40 | CHF 112.00 |
| 100 | CHF 115.40 | CHF 107.40 |
| 200 | CHF 110.40 | CHF 102.70 |
| 300 | CHF 105.30 | CHF 98.00 |
| 400 | CHF 98.90 | CHF 92.10 |
| 500 | CHF 92.90 | CHF 86.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.