Aquilana SMARTMED — Geneva
Geneva: the SMARTMED model from Aquilana costs CHF 665.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 665.90, SMARTMED is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 1'191.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 665.90 | CHF 619.30 |
| 500 | CHF 655.50 | CHF 609.70 |
| 1'000 | CHF 629.30 | CHF 585.30 |
| 1'500 | CHF 603.20 | CHF 561.00 |
| 2'000 | CHF 570.30 | CHF 530.40 |
| 2'500 | CHF 541.40 | CHF 503.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.80 | CHF 458.30 |
| 500 | CHF 482.50 | CHF 448.70 |
| 1'000 | CHF 456.20 | CHF 424.40 |
| 1'500 | CHF 430.20 | CHF 400.10 |
| 2'000 | CHF 401.80 | CHF 373.70 |
| 2'500 | CHF 372.30 | CHF 346.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.20 | CHF 142.50 |
| 100 | CHF 147.80 | CHF 137.40 |
| 200 | CHF 142.30 | CHF 132.40 |
| 300 | CHF 138.00 | CHF 128.40 |
| 400 | CHF 131.40 | CHF 122.30 |
| 500 | CHF 124.90 | CHF 116.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.