Aquilana SMARTMED — Region 2, Schaffhausen
Region 2, Schaffhausen: the SMARTMED model from Aquilana costs CHF 459.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 459.80, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 824.40 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.80 | CHF 427.70 |
| 500 | CHF 449.80 | CHF 418.30 |
| 1'000 | CHF 424.30 | CHF 394.70 |
| 1'500 | CHF 399.00 | CHF 371.10 |
| 2'000 | CHF 373.60 | CHF 347.50 |
| 2'500 | CHF 340.20 | CHF 316.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 340.30 | CHF 316.60 |
| 500 | CHF 330.20 | CHF 307.20 |
| 1'000 | CHF 304.80 | CHF 283.50 |
| 1'500 | CHF 279.50 | CHF 260.00 |
| 2'000 | CHF 254.10 | CHF 236.30 |
| 2'500 | CHF 231.30 | CHF 215.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.80 | CHF 98.40 |
| 100 | CHF 100.80 | CHF 93.70 |
| 200 | CHF 95.70 | CHF 89.10 |
| 300 | CHF 90.70 | CHF 84.40 |
| 400 | CHF 85.60 | CHF 79.70 |
| 500 | CHF 78.70 | CHF 73.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.