Aquilana SMARTMED — Basel-Stadt
Basel-Stadt: the SMARTMED model from Aquilana costs CHF 675.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 675.90, SMARTMED is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 1'209.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 675.90 | CHF 628.60 |
| 500 | CHF 665.50 | CHF 619.00 |
| 1'000 | CHF 639.30 | CHF 594.60 |
| 1'500 | CHF 613.20 | CHF 570.30 |
| 2'000 | CHF 580.10 | CHF 539.60 |
| 2'500 | CHF 547.90 | CHF 509.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.20 | CHF 465.20 |
| 500 | CHF 489.90 | CHF 455.60 |
| 1'000 | CHF 463.60 | CHF 431.20 |
| 1'500 | CHF 437.50 | CHF 407.00 |
| 2'000 | CHF 409.20 | CHF 380.60 |
| 2'500 | CHF 377.30 | CHF 351.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.50 | CHF 144.60 |
| 100 | CHF 150.10 | CHF 139.60 |
| 200 | CHF 144.70 | CHF 134.70 |
| 300 | CHF 140.40 | CHF 130.60 |
| 400 | CHF 133.70 | CHF 124.40 |
| 500 | CHF 126.50 | CHF 117.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.