Aquilana SMARTMED — Region 2, Grisons
Region 2, Grisons: the SMARTMED model from Aquilana costs CHF 471.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 471.00, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 843.60 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.00 | CHF 438.10 |
| 500 | CHF 460.90 | CHF 428.70 |
| 1'000 | CHF 435.50 | CHF 405.00 |
| 1'500 | CHF 410.20 | CHF 381.50 |
| 2'000 | CHF 384.80 | CHF 357.90 |
| 2'500 | CHF 351.10 | CHF 326.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.60 | CHF 324.20 |
| 500 | CHF 338.50 | CHF 314.80 |
| 1'000 | CHF 313.10 | CHF 291.20 |
| 1'500 | CHF 287.80 | CHF 267.70 |
| 2'000 | CHF 262.40 | CHF 244.00 |
| 2'500 | CHF 242.40 | CHF 225.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.40 | CHF 100.80 |
| 100 | CHF 103.30 | CHF 96.10 |
| 200 | CHF 98.30 | CHF 91.40 |
| 300 | CHF 93.20 | CHF 86.80 |
| 400 | CHF 88.10 | CHF 82.00 |
| 500 | CHF 81.10 | CHF 75.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.