Aquilana SMARTMED — Uri
Uri: the SMARTMED model from Aquilana costs CHF 405.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 405.00, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 726.00 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 405.00 | CHF 376.80 |
| 500 | CHF 395.00 | CHF 367.50 |
| 1'000 | CHF 369.60 | CHF 343.80 |
| 1'500 | CHF 344.30 | CHF 320.30 |
| 2'000 | CHF 318.90 | CHF 296.70 |
| 2'500 | CHF 286.80 | CHF 266.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 299.80 | CHF 278.90 |
| 500 | CHF 289.80 | CHF 269.60 |
| 1'000 | CHF 264.40 | CHF 245.90 |
| 1'500 | CHF 239.00 | CHF 222.30 |
| 2'000 | CHF 213.60 | CHF 198.70 |
| 2'500 | CHF 194.60 | CHF 181.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 93.20 | CHF 86.80 |
| 100 | CHF 88.20 | CHF 82.20 |
| 200 | CHF 83.20 | CHF 77.50 |
| 300 | CHF 78.10 | CHF 72.80 |
| 400 | CHF 73.00 | CHF 68.00 |
| 500 | CHF 66.40 | CHF 61.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.